Top Pick Top Picks

Certificates with an interesting risk/reward ratio

With the wide range of products on offer on the secondary market, it is important that you select a certificate that matches your security requirements and suits the market situation. To make your search easier, we regularly compile a selection of certificates with a particularly interesting risk/reward ratio at the moment.

All certificates are subject to market, issuer and bail-in risk. Investments in certificates are associated with risks, up to and including capital losses.

Download PDF

NamePrice (*)% Day% 2024
EURO STOXX 50®
5,011.24 EUR
+1.17%+10.57%
ATX®
3,527.13 EUR
+1.03%+3.35%
DAX® (TR) EUR
18,177.12 EUR
+1.38%+8.34%
S&P 500
5,098.07 USD
+0.99%+6.37%
MSCI Emerging Markets Price Index USD
1,041.01 USD
+1.12%+1.79%
STOXX® Global Select Dividend 100 EUR Price Index
2,881.29 EUR
+0.61%+2.58%
EURO STOXX® Select Dividend 30 Price Index
1,661.15 EUR
-0.08%+5.13%
STOXX® Europe ESG Leaders Select 30 Price EUR Index
125.91 $$$
+0.63%+3.81%
STOXX® Global ESG Leaders Select 50 Price EUR Index
149.37 EUR
+0.38%+3.03%
NamePrice (*)% Day% 2024
MSCI World Top ESG Select 4.5% Decrement Index
2,476.35 EUR
+1.11%+6.88%
MSCI Europe Top ESG Select 4.5% Decrement Index
1,980.50 EUR
+1.21%+3.72%
MSCI North America Top ESG Select 4.5% Decrement Index
3,128.71 EUR
+0.99%+6.54%
MSCI Emerging Markets Top ESG Select 5% Decrement Index
970.07 EUR
+1.41%+0.65%
MSCI AC Asia Pacific Top ESG Select 5% Decrement Index
1,440.77 EUR
+0.55%+1.52%
Gold
2,339.85 USD
+0.31%+13.43%
Silver
27.203 USD
-0.52%+14.40%
Brent Crude Oil Future
89.28 USD
+0.33%+15.43%

* Price delayed

Capital Protection Certificates: Bond

NameDividendenaktien Bond 90 %Dividendenaktien Bond 90 % VIIKlimawandel Bond 100 % II Sustainable certificate
MaturityFeb 10, 2026Nov 20, 2028Mar 08, 2030
UnderlyingSTOXX® Global Select Dividend 100 EUR Price IndexSTOXX® Global Select Dividend 100 EUR Price IndexMSCI World Climate Change Top ESG Select 4.5% Decrement Index
Underlying performance compared to start value
90%
100%
Starting value
Current price
-4%
90%
100%
Starting value
Current price
+16%
100%
Starting value
Current price
-6%
Payout profile
Final underlying value1Redemption2
+30%
124% (EUR 1,240)
+10%
124% (EUR 1,240)
Starting value
124% (EUR 1,240)
-3.5%
100% (EUR 1,000)
-10%
100% (EUR 1,000)
-30%
90% (EUR 900)
1compared to starting value
2related to the nominal amount of EUR 1,000
Final underlying value1Redemption2
+30%
124% (EUR 1,240)
+15.5%
124% (EUR 1,240)
+10%
124% (EUR 1,240)
Starting value
124% (EUR 1,240)
-10%
100% (EUR 1,000)
-30%
90% (EUR 900)
1compared to starting value
2related to the nominal amount of EUR 1,000
Final underlying value1Redemption2
+30%
142% (EUR 1,420)
+10%
142% (EUR 1,420)
Starting value
142% (EUR 1,420)
-5.7%
100% (EUR 1,000)
-10%
100% (EUR 1,000)
-30%
100% (EUR 1,000)
1compared to starting value
2related to the nominal amount of EUR 1,000
Current Buy Price (Ask)
98.96%
97.45%
98.12%
Return
(p.a.) (***)

Capital Protection Certificates: Winner

Name0,8 % Dividendenaktien WinnerDividendenaktien Winner 118 %Dividendenaktien Winner 122 %
MaturityJul 27, 2028Feb 04, 2030Jul 06, 2029
UnderlyingSTOXX® Global Select Dividend 100 EUR Price IndexSTOXX® Global Select Dividend 100 EUR Price IndexSTOXX® Global Select Dividend 100 EUR Price Index
Underlying performance compared to start value
100%
Starting value
160%
Cap
Current price
-2%
118%
136%
Cap
100%
Starting value
Current price
+3%
122%
136%
Cap
100%
Starting value
Current price
+9%
Payout profile
Final underlying value1Redemption2
+30%
130% (EUR 1,300)
+10%
110% (EUR 1,100)
Starting value
100% (EUR 1,000)
-2.1%
100% (EUR 1,000)
-10%
100% (EUR 1,000)
-30%
100% (EUR 1,000)
1compared to starting value
2related to the nominal amount of EUR 1,000
Final underlying value1Redemption2
+30%
130% (EUR 1,300)
+10%
118% (EUR 1,180)
+3.3%
118% (EUR 1,180)
Starting value
118% (EUR 1,180)
-10%
118% (EUR 1,180)
-30%
118% (EUR 1,180)
1compared to starting value
2related to the nominal amount of EUR 1,000
Final underlying value1Redemption2
+30%
130% (EUR 1,300)
+10%
122% (EUR 1,220)
+9.1%
122% (EUR 1,220)
Starting value
122% (EUR 1,220)
-10%
122% (EUR 1,220)
-30%
122% (EUR 1,220)
1compared to starting value
2related to the nominal amount of EUR 1,000
Current Buy Price (Ask)
95.66%
100.53%
103.89%
Fixed interest rate annually0.80%--
Return
(p.a.) (***)
* Price delayed

*** Please note that the price of the underlying on the last valuation day is relevant for the redemption at the end of the term and that the above-mentioned key figures represent a current state. Purchase costs are not taken into account. Please check with your broker.

During the term, the Capital Protection Certificate’s price is subject to several influencing factors and needs not develop simultaneously to and in accordance with the underlying’s performance. Such influencing factors include e.g. intensity of the underlying’s price fluctuations (volatility), interest rates, solvency of the issuer or remaining term. In the event of adverse performances of the underlying or a rise in interest rates during the term, the price of the Capital Protection Certificate may drop below the issue price or the agreed capital protection amount. The capital protection of the nominal value applies solely at the end of the term. Loss of value due to inflation is not covered by the capital protection. Further information on opportunities and risks can be found in the relevant product folder.

Bonus certificates on indices: potential return on investment

NameISINMaturityCurr.AskUnderlying price
Barr. (**)Barr. distance % (**)Bonus amountBonus yield remaining termBonus yield rem. term p.a.
Wasserstoff Bonus&WachstumAT0000A2QS86May 28, 2026EUR94.59%
2,044.67
(delayed)
1,222.3640.22%110.00%16.29%7.52%
Wasserstoff Bonus&Wachstum 4AT0000A31267Nov 24, 2027EUR105.89%
2,044.67
(delayed)
1,091.9246.60%133.00%25.60%6.58%
Europa/Österreich Bonus&Sicherheit 4AT0000A2SUY6Oct 22, 2026EUR102.66%
-
49.0047.66%120.00%16.89%6.48%
Europa/Global Bonus&Sicherheit 5AT0000A347X9Jun 14, 2028EUR112.01%
-
49.0054.70%143.00%27.67%6.09%
Dividendenaktien Bonus&Sicherheit 2AT0000A2WCB4Apr 27, 2027EUR108.99%
2,881.29
(delayed)
1,502.9347.84%128.00%17.44%5.51%

Bonus Certificates with Coupon - Underlying: Indices

NameISINMaturityCurr.AskUnderlying price
Barr. (**)Barr. distance % (**)Bonus amountFixed interest rate annuallyMaximum yield p.a.
5,1 % Europa/USA Bonus&Sicherheit 2AT0000A39UT1Mar 07, 2028EUR100.79%
-
49.0051.19%100.00%5.10%5.07%
5,2 % Europa/USA Bonus&Sicherheit 3AT0000A38NH3Jan 31, 2028EUR101.87%
-
49.0052.66%100.00%5.20%5.00%
3 % MSCI Europe/North America ... Sustainable certificateAT0000A2UVV6Feb 10, 2027EUR95.61%
-
49.0051.98%100.00%3.00%4.96%
5,6 % Europa/USA Bonus&SicherheitAT0000A38J73Dec 28, 2026EUR103.86%
-
49.0054.04%100.00%5.60%4.77%
3 % Europa/Österreich Bonus&Sicherheit 4AT0000A2C5F8Feb 03, 2025EUR99.37%
-
49.0057.29%100.00%3.00%4.75%

Bonus Certificates - Underlying: Stocks

NameISINMaturityCurr.AskUnderlying price
Barr.Barr. distance %Bonus amountBonus yield remaining termBonus yield rem. term p.a.
Raiffeisen Bank International AG Sustainable certificateAT0000A37EC5Mar 26, 2025EUR15.23
18.22
(indicative)
10.3043.47%16.005.06%5.57%
BAWAG Group AG Sustainable certificateAT0000A37E46Mar 26, 2025EUR52.02
57.58
(indicative)
32.8043.03%54.003.81%4.19%
* Price delayed
** In case a certificate has more than one underlying the worst-performing one is illustrated.

Reverse Convertible Bonds - Single Underlying

NameISINMaturityCurr.AskUnderlying price
StrikeStrike distance %Fixed interestMaximum yield p.a.
FACC AGAT0000A37NB8Mar 26, 2025EUR109.68%
6.24
(indicative)
5.5011.86%19.00%9.37%
CA Immobilien Anlagen AG Sustainable certificateAT0000A38L04Mar 26, 2025EUR105.21%
30.49
(indicative)
28.008.17%13.00%8.16%
Raiffeisen Bank International AG Sustainable certificateAT0000A37EZ6Mar 26, 2025EUR113.66%
18.22
(indicative)
15.0017.67%21.00%7.12%
Vienna Insurance Group AG Wiener ... Sustainable certificateAT0000A37HE4Mar 26, 2025EUR109.49%
29.20
(indicative)
26.0010.96%16.00%6.55%
Oesterreichische Post AG Sustainable certificateAT0000A37NF9Mar 26, 2025EUR112.27%
30.38
(indicative)
29.004.53%18.50%6.11%

Barrier Reverse Convertible Bonds - Several Underlyings

NameISINMaturityCurr.AskUnderlying (*)(**)Underlying price (*)(**)Barr. (*)(**)Barr. distance % (**)Fixed interest rate annuallyMaximum yield p.a.
8,3 % US-Technologie Plus AktienanleiheAT0000A36WR7Oct 14, 2025EUR107.25%Microsoft Corp
406.25
(indicative)
198.7051.09%8.30%6.19%
8,5 % Versicherung Plus Aktienanleihe Sustainable certificateAT0000A32S60Mar 21, 2025EUR103.74%Uniqa Versicherungen AG
8.29
(indicative)
4.6843.55%8.50%5.12%
* Price delayed
** In case a certificate has more than one underlying the worst-performing one is illustrated.

Express Certificates

NameISINLast maturity dateAskUnderlying price
Next observation dayNext redemption levelRedemption amount at next maturity dateYield p.a. (until next observation day)
Erste Group Express 3 Sustainable certificateAT0000A2U2W8Dec 11, 2026
EUR
109.48%
43.92
(indicative)
Dec 06, 2024
40.09
8.73%
121.00%17.79%
OMV Express 11AT0000A3B0M5Apr 11, 2029
EUR
99.95%
43.42
(indicative)
Apr 08, 2025
43.88
-1.06%
113.50%14.35%
Volkswagen Express 4AT0000A3AGF0Mar 14, 2029
EUR
99.19%
119.92
(indicative)
Mar 11, 2025
120.88
-0.80%
108.00%10.26%
BMW Express 10 Sustainable certificateAT0000A39G83Feb 15, 2029
EUR
104.33%
106.28
(indicative)
Feb 12, 2025
100.88
5.08%
112.50%9.92%
Infineon Express 3 Sustainable certificateAT0000A36XA1Oct 19, 2028
EUR
104.73%
32.94
(indicative)
Oct 17, 2024
31.12
5.51%
109.40%9.64%
* Price delayed
DISCLAIMER

This is advertising. This non-binding information does not constitute advice, recommendation or invitation to conclude a transaction. The presentation is of a generic nature, does not take into account the personal circumstances of potential investors and therefore cannot replace individual investor and investment-oriented advice and risk disclosure. This advertisement has not been prepared in compliance with the legal provisions promoting the independence of investment research and is not subject to the ban on trading following the dissemination of investment research. A base prospectus (including any supplements) that complies with the Austrian Capital Market Act and has been approved by the competent authorities (CSSF, FMA) is available on the website of Raiffeisen Bank International AG (raiffeisencertificates.com/en/securities-prospectus/). The approval of the base prospectus by the competent authorities is not to be understood as an endorsement by the competent authorities of the financial instruments described herein. We recommend reading the prospectus before making an investment decision. Important additional information on the products described (in particular their opportunities and risks) can be found on the website of Raiffeisen Bank International AG at raiffeisencertificates.com/en/; in particular, the approved base prospectus (including any supplements) can be found at (raiffeisencertificates.com/en/securities-prospectus/) and under "Customer Information and Regulatory Issues" at raiffeisencertificates.com/en/customer-information/. Regulatory authorities: Austrian Financial Market Authority (FMA), European Central Bank (ECB). Imprint according to Austrian media law: Media owner and producer is Raiffeisen Bank International AG, Am Stadtpark 9, 1030 Vienna/Austria.