Legal Notice and Disclaimer

By opening and/or using the information, services, links, functions, applications, or programs (hereinafter referred to as "contents") offered on this website, users hereby agree to be bound by the terms and conditions set out below:

Copyright law:

The contents offered on this website and sub-sites (hereinafter referred to as "Raiffeisen Centrobank website") are protected by copyright law. The downloading or storage of applications or programs contained on the Raiffeisen Centrobank website and the (complete or partial) reproduction, transmission, modification, or linking of the contents of the Raiffeisen Centrobank website shall only be permitted with the express and written consent of Raiffeisen Centrobank AG (hereinafter referred to as "Raiffeisen Centrobank").

However, it is permitted to print, download or store individual pages or segments of this website under the provisions of the Austrian copyright law and only if the copyright notices or other designations protected by law are neither removed nor changed. Authorized users of My Portfolio and My Account are also entitled to use and store the applications or programs located on the pages of My Portfolio and My Account used for handling or processing their transaction or Portfolio account data.

Copyright of the respective licensor:

Data and content being displayed on this website and which refers to any indexes are the intellectual property of a licensor. Raiffeisen Centrobank has acquired licences to use the trademarks and copyrights of those licensors and is therefore entitled to display all data regarding any licences or any references to it on this website. All title, copyrights, trademarks and interests in and to the indexes shall remain with the licensors.

No solicitation or investment recommendation:

The contents of the Raiffeisen Centrobank website shall serve only informational purposes and shall not be considered a solicitation or an offer to buy or sell any type of investment instrument under Austrian capital market laws or under capital market laws of international jurisdictions. All concrete investment decisions should be preceded by an appointment with your investment advisor.

Please note that the past performances do not allow any inferences to be made about future performances. Kindly also be aware that possible information on fiscal matters contained within this websit is generic only. Please be aware that fiscal treatment depends on the individual personal circumstances of the client and are subject to future changes.

Information contents, timeliness of information:

Raiffeisen Centrobank has made every effort to ensure reliability in researching the information published on this website or sent via SMS or e-mail within the scope of My Watchlist, My Virtual Portfolio and/or My Alert as well as in selecting the source of information used. Nonetheless, Raiffeisen Centrobank does not assume any liability whatsoever for the correctness, completeness, timeliness, or uninterrupted availability of the information made available on this website or concerning, inter alia, the sources of information used by the scenario calculator.

The market analyses, price and company analyses, as well as forecasts published on the Raiffeisen Centrobank website are based on the information and the market assessment available at the point in time stated in the respective publications. The company analyses may rely in part on information taken directly from the respective company's own sources. We do not assume and hereby expressly exclude any liability for the correctness, completeness, or actual occurrence of the events described in the forecasts.

Certain financial data (e.g. stock exchange prices) may in some cases only be published after a specific interval of time has lapsed as defined by the respective information provider (usually about 15 minutes). Furthermore, please note that many of the times are given in Coordinated Universal Time (UTC).

Data source:

Stock and fund prices are made available on the website of Raiffeisen Centrobank by FactSet. All RCB products are published real-time and as push prices - other data such as e.g. stock exchange prices are usually about 15 minutes delayed, depending on the stock exchange. Index data of the Nikkei 225 are subject to the copyright of © Nikkei Inc.

Restricted access due to local regulations:

Due to the laws applicable in some jurisdictions or regulations imposed by capital market or securities authorities, some of the information published on the Raiffeisen Centrobank website (e.g. stock analyses) is not intended for private individuals. In order to ensure the enforcement of such local access restrictions, Raiffeisen Centrobank retains the right to take any (technical) measures it may deem suitable for restricting such information or segments of information subject to the aforementioned restrictions. The distribution or dissemination of information contained on the Raiffeisen Centrobank website, which is subject to local access restrictions valid in certain countries, to the persons stated in the relevant restrictions may constitute a violation of securities law or of other laws of said countries. The distribution or dissemination of information published on the Raiffeisen Centrobank website as well as the purchase and offering of the respective products in certain jurisdictions may be subject to restrictions or additional requirements. Persons who retrieve such information from the Raiffeisen Centrobank website or into whose possession such information comes are required to inform themselves about and to observe such restrictions. In particular the products to which such information published on the Raiffeisen Centrobank website refers may generally not be purchased or held by U.S. persons (the term “U.S. person” refers to any legal/natural person having its seat/residence in the U.S.A and any other person within the meaning given to it by Regulation S under the Securities Act 1933 as amended). Transactions entered into with U.S. investors or with respect to U.S. securities will be effected in full compliance with applicable U.S. laws and regulations, including but not limited to Securities Exchange Commission Rule 15a-6.

Links to websites or URLs of third-party providers:

With the exception of the cases regulated under § 17 of the Austrian E-Commerce Act, Raiffeisen Centrobank does not assume any liability for the content of websites or URLs of other providers to which links are provided. Raiffeisen Centrobank also does not assume any liability for the uninterrupted availability or full functionality of the links to websites or URLs of third parties.

Exclusion of liability:

Raiffeisen Centrobank makes no warranty and will accept no liability for any damages whatsoever (including consequential or indirect damages, or lost profits) relating to the access to the Raiffeisen Centrobank website, the opening, use or querying of the contents on the website or relating to the links set up on the Raiffeisen Centrobank website to websites or URLs of third parties. This applies also in cases in which Raiffeisen Centrobank was notified of the possibility of incurring such damages.

Furthermore, Raiffeisen Centrobank shall not be liable for technical disruptions such as server breakdowns, operating disruptions or failures of the telecommunications links and other similar events, which could lead to the (temporary) unavailability of the Raiffeisen Centrobank website as a whole or parts of it and/or result in the (temporary) unavailability or in faulty transactions, securities account, account and portfolio data at My Portfolio and My Account

Storage of (registration) data:

Certain areas of the Raiffeisen Centrobank-website (e.g. My Portfolio and My Account or My Watchlist, My Virtual Portfolio and/or My Alert) are only available to registered users. By sending the completed online registration form, users confirm the completeness and correctness of the data given and also confirm having truthfully answered the questions asked. Furthermore, by sending the completed online form, users hereby declare their consent to the electronic processing of their registration data by Raiffeisen Centrobank for both internal banking organizational purposes and transmission to other credit institutions within the Raiffeisen Banking Group, which may in turn also process, pass on, or use such data.

Changes to the Raiffeisen Centrobank website:

Raiffeisen Centrobank reserves the right to change or add/remove the Raiffeisen Centrobank website or any contents (in full or in part) of this website at any time (if necessary also without prior notice).

General Terms and Conditions of Business:

For (authorized) users who use the services of Raiffeisen Centrobank provided on the Raiffeisen Centrobank website, the currently valid General Terms of Business of the Raiffeisen Centrobank shall apply in addition to the conditions stated herein.

Special information for authorized users of My Portfolio and My Account:

Deviations of portfolio/account information listed online and written portfolio/account statements:

For technical reasons, deviations may occur regarding the portfolio/account assessment of the online portfolio/account statements and those prepared in writing based on the monthly balance. The written statement of account giving the value of the portfolio/account sent to the authorized user is always the only one deemed valid and legally binding.

Special information for authorized users of My Watchlist, My Virtual Portfolio and/or My Alert:

SMS and/or e-mail information service:

Depending on the available technical capability and/or capacity of the respective mobile network and insofar as permissible by the respective network operator, Raiffeisen Centrobank may, from time to time, send selected information to authorized users of My Watchlist, My Virtual Portfolio and/or My Alert either via SMS or e-mail. The selection of the information to be sent via SMS or e-mail, the intervals and any extension, restriction or the discontinuation of this SMS/e-mail information service is solely at the discretion of Raiffeisen Centrobank and shall not give rise to any claims by users in respect to the provision (or non-provision) of such SMS information. Pursuant to § 107 of the Austrian Telecommunications Act, authorized users of My Watchlist, My Virtual Portfolio and/or My Alert hereby declare their express consent – which can be revoked at any time – to the regular sending of SMS/e-mail information to the Austrian mobile phone number or e-mail address users provided upon registration for receiving such information via SMS or e-mail.

Please also take note of the general information provided pursuant to § 5 of the E-Commerce Act!

Revision Level: March 2018