3% MSCI Europe/North America Sustainability Bonus&Safety – in subscription
3% MSCI Europe/North America Sustainability Bonus&Safety – in subscription 3% annual fixed interest rate and deep barrier being set at 49% of 2 benchmark indices with a term of 5 years
7.5% Europe Technology Reverse Convertible Bond – in subscription
7.5% Europe Technology Reverse Convertible Bond – in subscription 2-year term, fixed annual interest rate of 7.5% and a barrier being set at 59% of ASML Holding N.V., Infineon Technologies AG and SAP SE
10% Coinbase/Block Plus Reverse Convertible Bond – in subscription
10% Coinbase/Block Plus Reverse Convertible Bond – in subscription 2-year term, fixed interest rate of 10% and a barrier set at 59% of Coinbase Global Inc. and Block, Inc. – observation only at the end of the term!
Certificates in subscription
Certificates in subscription Get to know our latest certificates!
BMW Express 5 – in subscription
BMW Express 5 – in subscription Opportunity for yield between 109% and 145% with a maximum term of 5 years
OMV Express 8 – in subscription
OMV Express 8 – in subscription Opportunity for yield between 109.5% and 147.5% with a maximum term of 5 years
MSCI World Sustainability Winner 90% III – in subscription
MSCI World Sustainability Winner 90% III – in subscription 100% participation in the MSCI® World Top ESG Select 4.5% Decrement Index ♻️ up to +22 % performance with 90% capital protection at the end of the 5-year term
MSCI Europe Sustainability Bond 90% IV – in subscription
MSCI Europe Sustainability Bond 90% IV – in subscription Opportunity to obtain a yield of 24% if the ♻️ MSCI® Europe Top ESG Select 4.5% Decrement index quotes at/above the starting value at the end of the 8-year term
Europe/Gold Bonus&Safety 4 – in subscription
Europe/Gold Bonus&Safety 4 – in subscription Opportunity to obtain 21% bonus yield at the end of the term with low barrier at 49% of the respective starting value
2% Europe/USA Bonus&Safety 7 – in subscription
2% Europe/USA Bonus&Safety 7 – in subscription 2% annual fixed interest rate and deep barrier being set at 39% of 2 benchmark indices with a term of 3 years

Investment in certificates

Explained in an easy way

The current low interest environment motivates more and more people to look for investment alternatives, which are profitable but not high risk. Certificates are securities that manage to solve this problem.

The certificate expert Mag. Heike Arbter (Member of the Management Board at Raiffeisen Centrobank) explains why investors of various risk profiles appreciate certificates.

You can find further explanatory video content about the different certificate types in our Know-How section.